CCS Checkup — for Australian families

Stay on top of your Child Care Subsidy — before it becomes a tax-time surprise.

CCS Checkup helps Australian families keep checking whether the CCS details they have entered as their current baseline still appear to match real life — especially when income, work hours, care days, childcare fees, school status, or family circumstances change.

Track My CCS helps you spot possible debt risk, missed subsidy risk, or possible review points before they build up.

Track My CCS — A$4.99/month

Less than $5/month to help avoid CCS surprises.

Less than $5/month. Cancel anytime. Secure payment via Stripe.

Free one-off estimate. No account needed.

When life changes, check your CCS.

Your CCS situation is dynamic. If the CCS details you have entered as your current baseline no longer appear to match real life, you may be getting more CCS than estimated — which could lead to a possible debt at balancing.

Or you may be getting less CCS than you could be — meaning you may be missing out on subsidy.

Track My CCS is designed for ongoing CCS checkups when life changes — so you can spot possible review points before they build up.

A small monthly investment for ongoing peace of mind.

For A$4.99/month, Track My CCS helps families keep an eye on their Child Care Subsidy throughout the year — especially when income, work hours, care days, childcare fees, school status, or family circumstances change.

It helps you spot possible debt risk, missed subsidy risk, or possible review points before they build up.

Less than $5/month. Cancel anytime. Secure payment via Stripe.

Quick CCS Calculator

Free tool

Your free one-off CCS snapshot.

Get a quick estimate of your current out-of-pocket childcare costs. Useful for simple budgeting or checking a single care scenario.

For ongoing CCS checkups when life changes, use Track My CCS.

Track My CCS: ongoing checkups when life changes

Your subscription feature

Track My CCS helps you compare the CCS details you have entered as your current baseline with projected real-life changes, so you can see whether your CCS situation may indicate possible debt risk, missed subsidy risk, or a possible review point.

Use it when income changes, work or activity hours change, care days change, childcare fees increase, a child starts school, a new child starts care, or your family situation changes.

  • Compare your current Centrelink CCS baseline against projected changes.
  • Estimate whether your CCS may be too high, creating possible debt risk.
  • Estimate whether your CCS may be too low, meaning you may be missing subsidy.
  • Check changes to income, work/activity, partner circumstances, care hours, childcare fees, provider type, school status, and child circumstances.
  • Save profiles and re-run checkups when your situation changes.
  • Get clearer next steps about what may need checking with Centrelink or your provider.

Track My CCS is decision-support only. It does not replace Centrelink. Services Australia/Centrelink determines actual outcomes.

When life changes, check your CCS

Use Track My CCS for ongoing CCS checkups when:

  • Your income estimate changes.
  • You or your partner start, stop, or change work hours.
  • Your child's care fees increase.
  • Your child's days or hours in care change.
  • You add a partner or separate.
  • A new child starts care.
  • A child starts school.
  • Your provider or care type changes.
  • You are unsure whether your current CCS settings still look right.

Even if nothing major has changed, a mid-year check can help you feel more confident before balancing time.

What's the difference?

Quick CCS Calculator Free

Your free one-off CCS snapshot. Get a quick estimate of your current out-of-pocket childcare costs. No account needed. Login required only to save or track changes.

Track My CCS A$4.99/month

Ongoing CCS checkups when life changes. Helps you compare the CCS details you have entered as your current baseline with projected real-life changes — to spot possible debt risk, missed subsidy risk, or possible review points.

Common questions

What is CCS Checkup?
CCS Checkup helps Australian families estimate their Child Care Subsidy and keep checking whether the CCS details they entered still appear to match real life when circumstances change. You can use the Quick CCS Calculator for a one-off estimate, and Track My CCS for ongoing checkups when income, work hours, care days, childcare fees, school status, or family circumstances change.
What does Track My CCS actually do?
Track My CCS helps you compare the CCS details you entered as your current baseline with projected real-life changes in your income, activity, care, and family arrangements. It helps you see whether your CCS situation may indicate possible debt risk, missed subsidy risk, or a possible review point.
Is this different from a standard CCS calculator?
Yes. A standard CCS calculator gives a one-off estimate based on the details you enter at the time. Track My CCS is designed for ongoing CCS checkups. It helps you keep checking whether your current baseline still appears to match real life when your income changes, care days change, childcare fees increase, your child starts school, or your family situation shifts. The goal is to help you spot possible CCS debt risk, missed subsidy risk, or review points before they build up.
When should I use Track My CCS?
Use Track My CCS whenever something changes that could affect your Child Care Subsidy — such as income, work or activity hours, partner situation, childcare fees, care days or hours, provider type, school status, or child circumstances. You can also use it for a routine mid-year or pre-tax-time check.
Does CCS Checkup replace Centrelink or Services Australia?
No. CCS Checkup is decision-support only. It can help you identify when your CCS details may be worth reviewing, but it does not replace Centrelink or Services Australia. Any official CCS updates must be made through Services Australia/Centrelink. Services Australia/Centrelink determines actual CCS outcomes.
Does CCS Checkup guarantee my CCS result?
No. Results are estimates based on the details you enter and are provided for general decision-support only. Services Australia/Centrelink makes the final determination about your CCS entitlement, withholding, subsidised hours, payments, debts, and balancing outcome.
What can change my Child Care Subsidy?
Your CCS estimate can change when your family income, recognised activity hours, care days, childcare fees, care type, school status, child circumstances, or family situation changes. That is why a one-off estimate can become outdated, and why Track My CCS is designed for checkups when life changes.
What is included with Track My CCS?
Track My CCS gives subscribers access to ongoing CCS checkups based on projected real-life changes. The Quick CCS Calculator remains available as a free one-off snapshot tool for estimating current out-of-pocket childcare costs in simple scenarios.

Ready to keep an eye on your CCS?

Subscribe to Track My CCS for A$4.99/month to run ongoing CCS checkups when life changes. You can also use the Quick CCS Calculator for a free one-off snapshot.

Less than $5/month. Cancel anytime. Secure payment via Stripe.

See examples of what Track My CCS may reveal

Illustrative examples only — estimate-only decision support

Possible review point

You may be getting too much CCS this year.

Possible overpayment risk worth checking — $4,138 (illustrative example only)

Possible opportunity

You may be missing out on CCS this year.

Possible additional CCS worth checking — $2,460 (illustrative example only)

Track My CCS helps you compare a saved baseline with projected changes to identify possible review points based on the details entered. Services Australia/Centrelink determines actual CCS outcomes.

A$4.99/month — cancel anytime.

Helpful CCS checkup topics

View all CCS checkup topics

Built from real CCS experience

CCS Checkup was created from real parent experience with the Child Care Subsidy system, supported by a background in finance and numbers. It helps families estimate, check and better understand when their CCS details may need reviewing — especially when life changes.

Estimate-only decision support. Not financial, tax, legal, accounting, Centrelink, Services Australia or government advice.

Read why CCS Checkup exists

Disclaimer: This platform provides estimates and decision-support tools for general information only. Results are not guaranteed and do not constitute financial, tax, legal, or government advice. Actual CCS entitlements, subsidised hours, withholding, and balancing outcomes are determined by Centrelink / Services Australia based on your individual circumstances. Always verify your details with Services Australia before making decisions or changes to your Centrelink records.

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