For Australian families

CCS checkup before tax time

As the financial year draws to a close, it may be worth checking whether the details entered for your CCS estimate still appear to match real life. A one-off estimate or saved baseline from earlier in the year may not reflect changes that happened during the year — and a review before balancing may help families identify possible review points.

Estimate your CCS today — then keep checking when life changes.

Which option is right for me?

CCS Checkup provides estimate-only decision support based on the details families enter. Services Australia/Centrelink determines actual CCS outcomes and balancing results.

Quick CCS Calculator

Free

Use this if you want a fresh one-off estimate based on the details as they currently stand heading into tax time.

  • One-off estimate based on current details
  • Enter updated income, care days and fees
  • No account needed — free to use

Track My CCS

A$4.99/month

Use this if you want to compare your current CCS position against your saved baseline, and identify possible review points before balancing.

  • Review saved baseline against current details
  • Compare changes over the financial year
  • Identify possible review points before balancing
  • Cancel anytime

Why a CCS check before tax time may be useful

CCS is paid throughout the year based on the details families provide to Services Australia/Centrelink at the time. At the end of the financial year, Services Australia/Centrelink balances CCS based on actual income and attendance. If details changed during the year and were not updated, the balancing result may differ from what a family expected.

A checkup before tax time can help families review whether the details they entered earlier in the year still appear to match real life — and identify possible review points they may want to raise with Services Australia/Centrelink.

CCS Checkup does not access official Centrelink records and cannot determine actual balancing outcomes. Services Australia/Centrelink determines actual balancing results.

Things you might want to review before tax time

  • Income estimate — does it still appear to match the year's actual earnings?
  • Care days and hours — are they the same as what was entered?
  • Childcare fees — have they changed during the year?
  • Work or activity hours — have these changed since the last estimate?
  • Family circumstances — any significant changes during the financial year?
  • School status or care type — has a child moved from long day care to school care?
  • Whether the baseline or estimate entered earlier still appears to match real life

Why an earlier estimate may no longer reflect the year

A CCS estimate from earlier in the year is based on the details that were entered at that time. If income, care days, fees, work hours or family circumstances changed during the year, the earlier estimate may no longer reflect real life. This is particularly relevant heading into tax time when CCS balancing is based on the full financial year.

A fresh estimate — or a Track My CCS review — with updated details can help families identify possible review points before balancing takes place.

How CCS Checkup helps before tax time

  • Use the free Quick CCS Calculator to run a fresh estimate with current income, care days and fee details
  • Use Track My CCS to compare your saved baseline against your current details and identify possible review points
  • Check whether the details entered earlier in the year still appear to match real life
  • Estimate-only decision support — not a replacement for Services Australia/Centrelink

Services Australia/Centrelink determines actual balancing outcomes based on each family's individual circumstances for the full financial year.

What CCS Checkup does not do

CCS Checkup provides estimate-only decision support. It does not replace Centrelink or Services Australia. It does not access official Centrelink records. It cannot determine actual balancing outcomes, fix balancing results, or guarantee any particular outcome at tax time. It does not provide financial, tax, legal, accounting, Centrelink, Services Australia or government advice. Actual CCS entitlements, payments, debts and balancing outcomes are determined by Services Australia/Centrelink based on each family's individual circumstances.

Ready to review your CCS details?

Run a fresh estimate with current details, or use Track My CCS to review your saved baseline and identify possible review points before tax time.

Free snapshot — no account needed. Track My CCS — A$4.99/month, login required, cancel anytime.

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Built from real CCS experience

CCS Checkup was created from real parent experience with the Child Care Subsidy system, supported by a background in finance and numbers. It helps families estimate, check and better understand when their CCS details may need reviewing — especially when life changes.

Estimate-only decision support. Not financial, tax, legal, accounting, Centrelink, Services Australia or government advice.

Read why CCS Checkup exists

Disclaimer: CCS Checkup provides estimates and decision-support tools for general information only. Results are not guaranteed and do not constitute financial, tax, legal, or government advice. Actual CCS entitlements, payments, debts and balancing outcomes are determined by Services Australia/Centrelink based on your individual circumstances. Always verify your details with Services Australia before making decisions or changes to your Centrelink records. CCS Checkup is not affiliated with, endorsed by, or operated by Services Australia or the Australian Government.

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